The Lending Ledger

Expert Lender Rankings & Market Insights

Best Lenders in South Carolina

Current Benchmark Rate: 6.42% (Stable from 2 weeks prior)

📊 Market Rate: 6.46% | National Avg: 6.42%

South Carolina operates a coastal Southeast market. Charleston and Greenville drive activity.

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🏆 Top National Mortgage Lenders

№ 01

LendingTree

Lender Marketplace
★★★★★ 4.6/5.0
Rate From
6.22%
Min. Credit
580

One form, up to five offers.

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№ 02

Credible

Rate Comparison
★★★★★ 4.7/5.0
Rate From
6.26%
Min. Credit
620

Pre-qualified rates with soft pull.

See My Rates →
№ 03

Rocket Mortgage

Digital Mortgage Lender
★★★★★ 4.8/5.0
Rate From
6.29%
Min. Credit
620

Best-in-class digital application.

Get My Rate →

🏦 Top Local Mortgage Provider

LOCAL #1

South Carolina Federal Credit Union

Credit Union (Local)
★★★★★ 4.7/5.0
Typical Rate
6.15%
Min. Credit
680

Known for competitive rates and personalized service, SCFCU assists local residents in securing affordable home loans with flexible terms.

Best for: First-time local buyers

📊 Mortgage Rate Comparison

LenderRateMin CreditRating
LendingTree6.22%5804.6/5.0
Credible6.26%6204.7/5.0
Rocket Mortgage6.29%6204.8/5.0
SoFi6.33%6604.5/5.0
Better.com6.35%6204.4/5.0

💼 Top National Business Lenders

№ 01

Lendio

Small Business Marketplace
★★★★★ 4.7/5.0
Starting APR
7.52%
Min. Credit
600

One application reviewed by 75+ lenders.

Match Me With Lenders →
№ 02

SmartBiz

SBA 7(a) Specialist
★★★★☆ 4.5/5.0
Starting APR
9.27%
Min. Credit
650

Fast path to an SBA 7(a) loan.

Start My SBA App →
№ 03

Bluevine

Line of Credit
★★★★☆ 4.4/5.0
Starting APR
7.82%
Min. Credit
625

Revolving credit line.

Check My Rate →

🏪 Top Local Business Lender

LOCAL #1

South State Bank

Community Bank (Local)
★★★★☆ 4.5/5.0
Typical Rate
7.5%
Min. Credit
700

South State Bank offers tailored small business loans with strong local support, helping startups and growing businesses thrive in South Carolina.

Best for: Local startups