The Lending Ledger

Expert Lender Rankings & Market Insights

Best Lenders in Ohio

Current Benchmark Rate: 6.42% (Stable from 2 weeks prior)

📊 Market Rate: 6.41% | National Avg: 6.42%

Ohio operates a affordable Great Lakes market. Competitive urban markets.

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🏆 Top National Mortgage Lenders

№ 01

LendingTree

Lender Marketplace
★★★★★ 4.6/5.0
Rate From
6.17%
Min. Credit
580

One form, up to five offers.

Compare Offers →
№ 02

Credible

Rate Comparison
★★★★★ 4.7/5.0
Rate From
6.21%
Min. Credit
620

Pre-qualified rates with soft pull.

See My Rates →
№ 03

Rocket Mortgage

Digital Mortgage Lender
★★★★★ 4.8/5.0
Rate From
6.24%
Min. Credit
620

Best-in-class digital application.

Get My Rate →

🏦 Top Local Mortgage Provider

LOCAL #1

Wright-Patt Credit Union

Credit Union (Local)
★★★★☆ 4.5/5.0
Typical Rate
6.1%
Min. Credit
660

Wright-Patt Credit Union offers competitive home mortgage rates tailored to Ohio residents, with personalized service emphasizing community values.

Best for: First-time local buyers

📊 Mortgage Rate Comparison

LenderRateMin CreditRating
LendingTree6.17%5804.6/5.0
Credible6.21%6204.7/5.0
Rocket Mortgage6.24%6204.8/5.0
SoFi6.28%6604.5/5.0
Better.com6.3%6204.4/5.0

💼 Top National Business Lenders

№ 01

Lendio

Small Business Marketplace
★★★★★ 4.7/5.0
Starting APR
7.5%
Min. Credit
600

One application reviewed by 75+ lenders.

Match Me With Lenders →
№ 02

SmartBiz

SBA 7(a) Specialist
★★★★☆ 4.5/5.0
Starting APR
9.24%
Min. Credit
650

Fast path to an SBA 7(a) loan.

Start My SBA App →
№ 03

Bluevine

Line of Credit
★★★★☆ 4.4/5.0
Starting APR
7.79%
Min. Credit
625

Revolving credit line.

Check My Rate →

🏪 Top Local Business Lender

LOCAL #1

First Federal Community Bank

Community Bank (Local)
★★★★☆ 4.3/5.0
Typical Rate
7.75%
Min. Credit
680

First Federal Community Bank provides accessible small business loans coupled with strong local support, fostering growth for Ohio entrepreneurs.

Best for: Local startups