The Lending Ledger

Expert Lender Rankings & Market Insights

Best Lenders in Maine

Current Benchmark Rate: 6.42% (Stable from 2 weeks prior)

πŸ“Š Market Rate: 6.49% | National Avg: 6.42%

Maine operates a rural Northeast market. USDA rural loans cover the state.

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πŸ† Top National Mortgage Lenders

β„– 01

LendingTree

Lender Marketplace
β˜…β˜…β˜…β˜…β˜… 4.6/5.0
Rate From
6.25%
Min. Credit
580

One form, up to five offers.

Compare Offers β†’
β„– 02

Credible

Rate Comparison
β˜…β˜…β˜…β˜…β˜… 4.7/5.0
Rate From
6.29%
Min. Credit
620

Pre-qualified rates with soft pull.

See My Rates β†’
β„– 03

Rocket Mortgage

Digital Mortgage Lender
β˜…β˜…β˜…β˜…β˜… 4.8/5.0
Rate From
6.32%
Min. Credit
620

Best-in-class digital application.

Get My Rate β†’

🏦 Top Local Mortgage Provider

LOCAL #1

Maine Credit Union

Credit Union (Local)
β˜…β˜…β˜…β˜…β˜… 4.6/5.0
Typical Rate
6.1%
Min. Credit
650

Maine Credit Union offers competitive home mortgage rates with personalized service tailored to local buyers in Maine.

Best for: First-time local buyers

πŸ“Š Mortgage Rate Comparison

LenderRateMin CreditRating
LendingTree6.25%5804.6/5.0
Credible6.29%6204.7/5.0
Rocket Mortgage6.32%6204.8/5.0
SoFi6.36%6604.5/5.0
Better.com6.38%6204.4/5.0

πŸ’Ό Top National Business Lenders

β„– 01

Lendio

Small Business Marketplace
β˜…β˜…β˜…β˜…β˜… 4.7/5.0
Starting APR
7.54%
Min. Credit
600

One application reviewed by 75+ lenders.

Match Me With Lenders β†’
β„– 02

SmartBiz

SBA 7(a) Specialist
β˜…β˜…β˜…β˜…β˜† 4.5/5.0
Starting APR
9.29%
Min. Credit
650

Fast path to an SBA 7(a) loan.

Start My SBA App β†’
β„– 03

Bluevine

Line of Credit
β˜…β˜…β˜…β˜…β˜† 4.4/5.0
Starting APR
7.83%
Min. Credit
625

Revolving credit line.

Check My Rate β†’

πŸͺ Top Local Business Lender

LOCAL #1

Norway Savings Bank

Community Bank (Local)
β˜…β˜…β˜…β˜…β˜† 4.4/5.0
Typical Rate
7.4%
Min. Credit
680

Norway Savings Bank is known for supporting Maine’s small businesses with flexible loan options and local decision-making.

Best for: Local startups