The Lending Ledger

Expert Lender Rankings & Market Insights

Best Lenders in Louisiana

Current Benchmark Rate: 6.42% (Stable from 2 weeks prior)

📊 Market Rate: 6.55% | National Avg: 6.42%

Louisiana operates a Gulf Coast market. Flood insurance is a factor.

The Homebuyer's Insider Playbook

Secure the best rates and avoid costly lending pitfalls with our premium expert guide. Includes "How-To" checklists, negotiation strategies, and insider secrets.

  • How to boost your credit score fast
  • Negotiating with lenders for lower fees
  • Warning: The $60,000 Home Inspection Trap
Get the Guide Now →

🏆 Top National Mortgage Lenders

№ 01

LendingTree

Lender Marketplace
★★★★★ 4.6/5.0
Rate From
6.31%
Min. Credit
580

One form, up to five offers.

Compare Offers →
№ 02

Credible

Rate Comparison
★★★★★ 4.7/5.0
Rate From
6.35%
Min. Credit
620

Pre-qualified rates with soft pull.

See My Rates →
№ 03

Rocket Mortgage

Digital Mortgage Lender
★★★★★ 4.8/5.0
Rate From
6.38%
Min. Credit
620

Best-in-class digital application.

Get My Rate →

🏦 Top Local Mortgage Provider

LOCAL #1

Pelican State Credit Union

Credit Union (Local)
★★★★☆ 4.5/5.0
Typical Rate
6.15%
Min. Credit
620

Pelican State Credit Union offers competitive home mortgage rates coupled with personalized service tailored to Louisiana residents.

Best for: First-time local buyers

📊 Mortgage Rate Comparison

LenderRateMin CreditRating
LendingTree6.31%5804.6/5.0
Credible6.35%6204.7/5.0
Rocket Mortgage6.38%6204.8/5.0
SoFi6.42%6604.5/5.0
Better.com6.44%6204.4/5.0

💼 Top National Business Lenders

№ 01

Lendio

Small Business Marketplace
★★★★★ 4.7/5.0
Starting APR
7.57%
Min. Credit
600

One application reviewed by 75+ lenders.

Match Me With Lenders →
№ 02

SmartBiz

SBA 7(a) Specialist
★★★★☆ 4.5/5.0
Starting APR
9.31%
Min. Credit
650

Fast path to an SBA 7(a) loan.

Start My SBA App →
№ 03

Bluevine

Line of Credit
★★★★☆ 4.4/5.0
Starting APR
7.87%
Min. Credit
625

Revolving credit line.

Check My Rate →

🏪 Top Local Business Lender

LOCAL #1

IberiaBank (now part of First Horizon Bank)

Community Bank (Local)
★★★★☆ 4.3/5.0
Typical Rate
7.5%
Min. Credit
640

Known for strong community ties and flexible small business lending solutions, IberiaBank supports Louisiana's local entrepreneurs effectively.

Best for: Local startups