The Lending Ledger

Expert Lender Rankings & Market Insights

Best Lenders in Kansas

Current Benchmark Rate: 6.42% (Stable from 2 weeks prior)

📊 Market Rate: 6.42% | National Avg: 6.42%

Kansas operates a stable Midwest market. Wichita and KC metros drive volume.

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🏆 Top National Mortgage Lenders

№ 01

LendingTree

Lender Marketplace
★★★★★ 4.6/5.0
Rate From
6.18%
Min. Credit
580

One form, up to five offers.

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№ 02

Credible

Rate Comparison
★★★★★ 4.7/5.0
Rate From
6.22%
Min. Credit
620

Pre-qualified rates with soft pull.

See My Rates →
№ 03

Rocket Mortgage

Digital Mortgage Lender
★★★★★ 4.8/5.0
Rate From
6.25%
Min. Credit
620

Best-in-class digital application.

Get My Rate →

🏦 Top Local Mortgage Provider

LOCAL #1

Meritrust Credit Union

Credit Union (Local)
★★★★☆ 4.5/5.0
Typical Rate
6.15%
Min. Credit
620

Meritrust Credit Union is one of the largest and most trusted credit unions in Kansas, offering competitive home mortgage rates along with personalized member service tailored to local residents.

Best for: First-time local buyers

📊 Mortgage Rate Comparison

LenderRateMin CreditRating
LendingTree6.18%5804.6/5.0
Credible6.22%6204.7/5.0
Rocket Mortgage6.25%6204.8/5.0
SoFi6.29%6604.5/5.0
Better.com6.31%6204.4/5.0

💼 Top National Business Lenders

№ 01

Lendio

Small Business Marketplace
★★★★★ 4.7/5.0
Starting APR
7.5%
Min. Credit
600

One application reviewed by 75+ lenders.

Match Me With Lenders →
№ 02

SmartBiz

SBA 7(a) Specialist
★★★★☆ 4.5/5.0
Starting APR
9.25%
Min. Credit
650

Fast path to an SBA 7(a) loan.

Start My SBA App →
№ 03

Bluevine

Line of Credit
★★★★☆ 4.4/5.0
Starting APR
7.8%
Min. Credit
625

Revolving credit line.

Check My Rate →

🏪 Top Local Business Lender

LOCAL #1

Andover State Bank

Community Bank (Local)
★★★★☆ 4.3/5.0
Typical Rate
7.5%
Min. Credit
640

Andover State Bank is a community-focused bank with a strong commitment to supporting small businesses through flexible and competitive small business loan options.

Best for: Local startups