The Lending Ledger

Expert Lender Rankings & Market Insights

Best Lenders in Arizona

Current Benchmark Rate: 6.42% (Stable from 2 weeks prior)

📊 Market Rate: 6.39% | National Avg: 6.42%

Arizona operates a fast-growing Sunbelt market. Strong refinance activity.

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🏆 Top National Mortgage Lenders

№ 01

LendingTree

Lender Marketplace
★★★★★ 4.6/5.0
Rate From
6.15%
Min. Credit
580

One form, up to five offers.

Compare Offers →
№ 02

Credible

Rate Comparison
★★★★★ 4.7/5.0
Rate From
6.19%
Min. Credit
620

Pre-qualified rates with soft pull.

See My Rates →
№ 03

Rocket Mortgage

Digital Mortgage Lender
★★★★★ 4.8/5.0
Rate From
6.22%
Min. Credit
620

Best-in-class digital application.

Get My Rate →

🏦 Top Local Mortgage Provider

LOCAL #1

Desert Schools Federal Credit Union

Credit Union (Local)
★★★★☆ 4.5/5.0
Typical Rate
6.15%
Min. Credit
680

Desert Schools FCU offers competitive mortgage rates with personalized service, tailored to Arizona residents and educators.

Best for: First-time local buyers

📊 Mortgage Rate Comparison

LenderRateMin CreditRating
LendingTree6.15%5804.6/5.0
Credible6.19%6204.7/5.0
Rocket Mortgage6.22%6204.8/5.0
SoFi6.26%6604.5/5.0
Better.com6.28%6204.4/5.0

💼 Top National Business Lenders

№ 01

Lendio

Small Business Marketplace
★★★★★ 4.7/5.0
Starting APR
7.49%
Min. Credit
600

One application reviewed by 75+ lenders.

Match Me With Lenders →
№ 02

SmartBiz

SBA 7(a) Specialist
★★★★☆ 4.5/5.0
Starting APR
9.23%
Min. Credit
650

Fast path to an SBA 7(a) loan.

Start My SBA App →
№ 03

Bluevine

Line of Credit
★★★★☆ 4.4/5.0
Starting APR
7.79%
Min. Credit
625

Revolving credit line.

Check My Rate →

🏪 Top Local Business Lender

LOCAL #1

Arizona Bank & Trust

Community Bank (Local)
★★★★☆ 4.3/5.0
Typical Rate
7.5%
Min. Credit
700

Arizona Bank & Trust specializes in small business loans with local decision-making and strong community support.

Best for: Local startups